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How kr743 Handles Your Personal Data

This Privacy Policy sets out exactly what personal data kr743 collects when you open an account, how we store it, who we share it with, and the rights…

Data collected only as neededEncrypted storage at restNo sale of personal dataIndia-jurisdiction data handlingRight to access and deletion
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kr743 How kr743 Handles Your Personal Data
REACH OUR PRIVACY TEAM

Contact Us About Your Data

If you have a question about how we handle your personal data, want to request a copy of what we hold, or need to raise a concern, our privacy team is reachable…

Email Privacy Team Write to our dedicated privacy address at [email protected]. Include your registered mobile number so we can locate your account record and respond accurately within 72 hours.
Live Chat Support Open the chat widget on any kr743 page and select the Privacy or Data topic from the menu. Our agents are available around the clock and can escalate data requests to the privacy team directly.
In-Account Support Ticket Log into your account, go to Help, and raise a ticket under the Data and Privacy category. This route automatically attaches your account ID, making it the fastest path for deletion or access requests.
HOW WE PROTECT YOUR DATA

Data Handling, Cookies and Account Security

We apply layered security practices across every part of the data we hold on your behalf.

Encryption in Transit and at Rest

All data moving between your device and our servers travels over TLS 1.3. Data stored on our servers — including your UPI references and identity documents — is encrypted using AES-256 so it cannot be read even if storage media is ever accessed without authorisation.

Cookie Use and Your Choices

We use session cookies to keep you logged in, analytics cookies to understand how pages perform, and preference cookies to remember your language and payment choice. You can manage or reject non-essential cookies at any time through the cookie settings panel in your account.

Account Security Practices

Your account password is hashed and never stored in readable form. We support two-factor authentication via SMS to your registered mobile. Suspicious login attempts from unrecognised devices trigger an automatic verification step before access is granted.

Data Retention Schedule

We keep account records for as long as your account is active and for a period after closure as required by financial and anti-fraud regulations applicable in India. Once the retention period ends, records are permanently purged from live and backup systems.

Who We Share Data With

We share only the minimum data required with our payment processors — such as UPI gateway partners and Paytm — to complete transactions. We do not sell, lease, or trade your personal data to third-party advertisers or data brokers under any circumstances.

How to Request Changes or Deletion

Submit a request through the in-account ticket system under Data and Privacy, or email [email protected]. We will confirm receipt, verify your identity, and complete the request — access, correction, or deletion — within the timeframe set by applicable law.

Frequently Asked Questions About Your Privacy

The questions below cover the most common things you may want to know about how kr743 manages your personal data, what rights you hold, and how to act on those rights. If your question is not answered here, reach us through any of the contact paths listed above.

We collect your name, email address, mobile number, and the payment identifiers you use — such as your UPI handle or Paytm number. We also log your IP address and device type for fraud prevention and service security purposes.

We share only what is necessary with payment processors like UPI gateway partners and Paytm to complete your transactions. We do not sell or share your data with advertisers, data brokers, or unrelated third parties.

Raise a ticket under Data and Privacy in your account's Help section, or email [email protected]. Include your registered mobile number and we will send you a copy of your data within the period required by applicable law.

Yes. Submit a deletion request via the in-account ticket system or by emailing our privacy team. We will delete your data after verifying your identity, except where retention is required by financial regulations applicable in India.

We retain your records for the period required by applicable financial and anti-fraud regulations after account closure. Once that period expires, all records — including transaction logs and identity documents — are permanently and securely purged.

We use session, analytics, and preference cookies. Non-essential cookies can be managed or turned off through the cookie settings panel in your account at any time. Disabling certain cookies may affect how some features of the site function.

Payment data including your UPI handle and PhonePe-linked mobile is encrypted in transit using TLS 1.3 and at rest using AES-256. We share only the transaction reference with payment processors — never your full account credentials or browsing history.

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